How much goes out weekly?
Weekly total$0
02 — Time Horizon
How far back should we go?
03 — Real Cost
04 — If You Had Invested Instead
05 — Real World Context
Burn Score:—
Total spent on habits
💡 Cut 50% Scenario
See exactly what changes
What could it have become?
Based on real historical annual returns. Monthly regular investment with compound growth assumed. Past performance does not guarantee future results.
📈 S&P 500
S&P 500 Index Fund
🚀 Nasdaq-100
Nasdaq-100 Index Fund
🏛 US Treasury
US 10-Year Treasury
🎯 Gold
Gold (USD/oz)
🪙 Silver
Silver (USD/oz)
🌎 Eurobond
USD Eurobond (Inv. Grade)
What does this actually mean?
06 — Personal Insight
Support this project
Help us build more
tools that matter.
tools that matter.
This calculator is free and always will be.
If it made you think, consider supporting the work.
Support on Patreon →
If it made you think, consider supporting the work.
Data as of 31 March 2026. Calculations based on historical data. Not financial advice. Past returns do not guarantee future performance.
Sources: Nasdaq 2025 Annual Review · RBC Wealth Management 2025 Equity Report · TD Wealth Q1 2025 Review · World Gold Council · FRED / St. Louis Fed · EIA / Macrotrends
Last updated: April 2026
Sources: Nasdaq 2025 Annual Review · RBC Wealth Management 2025 Equity Report · TD Wealth Q1 2025 Review · World Gold Council · FRED / St. Louis Fed · EIA / Macrotrends
Last updated: April 2026